In the industry worth 3.5 billion USD and still gaining in popularity - P2P lending has been introduced as a new phenomenon of e-commerce in the financial field because of the potential to provide greater economic efficiency. What is P2P? It enables companies and individuals to acquire the funds in need, and investors have an individual profit of between several and up to 21% per year. Where to invest 100 thousand zł? It is worth thinking about investing in social lending.
Because it is safe. Any investment in social lending, concluded through the portal Europpa.eu is secured by mortgage. What does that mean? That absolutely every borrowed amount that the investor has put out is protected. Borrowers are companies with an accepted business plan. The property is a hedge for the investor and an incentive for the borrower to fulfil the contract. It is worth remembering that the mortgage security in the europpa.eu is as much as 300% of the borrowed amount.
Currently, there are many ways to multiply money on the Polish market. Deposits, savings accounts, stock exchanges and... Investing in Social Lending, but in those that are mortgage-backed. What does this mean for the investor? Security and adequate capital protection. Europpa.eu is based on the already known mechanism of “social lending”, but innovation is solid, securing the loan in the form of real estate and it protects the invested capital.
The fact that “money makes money” does not need to convince anyone. However, few of the ordinary citizens with budget surpluses are aware that they can also become investors. Where to invest money to earn? Thanks to the emergence and dissemination of social lending services in Poland, it is possible to invest even small amounts in the same way as banks do - legally, securely and above all granting loans in a profitable way.
The market for financial products is constantly changing. This affects not only an increasing financial awareness of those who begin to participate, but also the development of technology, which in turn allows people, who are distant from one another to communicate with each other and transfer money without having to engage banks or other financial institutions. These factors have become a groundwork for the development of so-called social lending, i.e. social lending.