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We invest in mortgage-secured projects

Solid security enables us to achieve sustainable profits.

w co inwestować

Investor zone I want to invest

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w co inwestować pieniądze

Seeking financing Credit advisers
and borrowers zone

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Our strengths

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Partner program

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jak inwestować pieniądze

and safe investment

We focused on safety of loans – mortgage security. The real estate is also insured against fire and random events.

jak inwestować

as the investor

We grant loans secured, mainly by mortgage, and we trade in real estate.

zarabianie na pożyczkach

Detailed analysis of applications

We devote a lot of attention to analysis. It isn’t just a security. Our law firm and notary take an active part in the verification process.

w co warto inwestować

Help with settling taxes

If you want, we can help you to settle the income tax. Our accounting department will deal with it.

w co zainwestować 100 tysięcy


After logging in, you will receive access to the investor panel. You will have wider access to information about investments. And everything is convenient and transparent.

(from 09/2015 to 05/2024)


years of presence

Although the platform has been operating in its current form since the end of 2018, its origins date back to September 2015.



This is the number of active users on Europpa.eu. Many of you have been with us for years, investing regularly - thus giving us a real opinion.



This is the average annual profit achieved by Europpa.eu users, taking into account the period from the beginning of the platform's operation. With affiliate involvement, the total profit could be up to 21%.


mln. PLN

This is the amount invested so far on Europpa.eu.
The funds you invest are used for current operations.



This is the number of all auctions on the Europpa.eu platform.
In total, we have carried out about 300 different investments, in the auctions we describe only some of them illustratively.



This is the number of all auctions on the platform, from the launch date, in which we declare timely repayments (marked with a shield symbol).



This is the number of auctions without a guarantee of timely repayment (without a shield symbol) placed on the platform since its inception. All of them are already paid off and closed. We have not been offering these for 4 years now.



We focus on assets that adequately secure our invested capital along with interest.
95% of our assets, receivables, are secured on real estate, 5% in other forms.


repayment of investors

We have repaid 207 loans with a guarantee of timely repayment since the beginning of the platform's operation.
9 loans with no guarantee of timely repayment have already been repaid in full, but 15% of the installments were overdue. 3 days, the longest by 90 days (one case from 2020).


LTV ratio

In auctions, we present receivables whose loan-to-value (LTV) ratio is lower than 50%, unless there is other security, e.g. guarantors. Most receivables range around 35% LTV.



Currently, there are no installments or any outstanding repayments to Investors. We have not taken out new loans without a guarantee of timely repayment for 4 years (without the shield symbol).



We have no dissatisfied investors. We take particular care of this parameter and will continue to do so for years to come.
Thank you and we invite you to stay longer :)

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If you want to know more visit "Questions and answers", call us or write to us. Use a good, proven way to secure investment.

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